ValChoice https://www.valchoice.com Insurance Ratings. Independent. Unbiased. Trusted. Tue, 14 Aug 2018 00:45:42 +0000 en-US hourly 1 https://wordpress.org/?v=4.9.1 https://www.valchoice.com/wp-content/uploads/2016/08/cropped-vc-icon-512x512-90x90.jpg ValChoice https://www.valchoice.com 32 32 Who Has Access to My Personal Information? https://www.valchoice.com/consumer-insurance-information/my-personal-information/ Thu, 02 Aug 2018 17:00:10 +0000 https://www.valchoice.com/?p=33058 To the question of who has access to your personal information, the answer is…a lot of folks. In fact, a lot more than you realize. Are you notified when your personal information is shared? Some people would say “yes.” Not long ago, a lot of people would have said yes. For good or bad, it’s come […]

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Should I Wear a Helmet for my Summer Evening Bike Ride? https://www.valchoice.com/consumer-insurance-information/should-i-wear-a-helmet/ https://www.valchoice.com/consumer-insurance-information/should-i-wear-a-helmet/#respond Wed, 25 Jul 2018 17:25:40 +0000 https://www.valchoice.com/?p=37408 It’s a beautiful summer evening. A nice ride on the bike would be great fun. Do you ever wonder, “should I wear a helmet?” That’s a good question. We present the statistics that answer that question. First a disclaimer. This post is about riding a motorcycle without a helmet. As a former avid bicycle rider, […]

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When do Car Insurance Prices Increase the Fastest? https://www.valchoice.com/consumer-insurance-information/car-insurance-prices-increase/ https://www.valchoice.com/consumer-insurance-information/car-insurance-prices-increase/#respond Fri, 20 Jul 2018 17:15:38 +0000 https://www.valchoice.com/?p=37521 Is your car insurance renewing before the next big price increase? We used 19 years of data to analyze how cyclical car insurance prices are and found that late summer and fall are the best time to lock in a new price. Additionally, the industry is currently undergoing rapid price increases. Taking action early could […]

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Home Insurance Calculator | Home Insurance Premium Calculator https://www.valchoice.com/consumer-insurance-information/home-insurance-premium-calculator/ https://www.valchoice.com/consumer-insurance-information/home-insurance-premium-calculator/#respond Sun, 15 Jul 2018 14:00:56 +0000 https://www.valchoice.com/?p=37227 Hold on to your hat, this is going to surprise you. It’s true, home insurance prices have been increasing more than double the rate of median family income. We collected data going back to the year 2000 from the federal reserve board. Yes, that’s a reliable data source. Then we did the calculations. Surprisingly, looking […]

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Leadership Excellence of David Gautsche https://www.valchoice.com/consumer-insurance-information/leadership-excellence-of-david-gautsche/ https://www.valchoice.com/consumer-insurance-information/leadership-excellence-of-david-gautsche/#respond Tue, 10 Jul 2018 16:36:49 +0000 https://www.valchoice.com/?p=45612 David Gautsche has proven his leadership skills, not once, but three times. Upon graduating from college, David started his career in the manufacturing sector. Next, he moved to financial services. Most recently, David was recruited to become the president and CEO of Goodville Mutual. Goodville is a mutual property/casualty insurer headquartered in New Holland, Pennsylvania. […]

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How do I Have the Best Fourth of July Fireworks? https://www.valchoice.com/consumer-insurance-information/fourth-of-july-fireworks/ https://www.valchoice.com/consumer-insurance-information/fourth-of-july-fireworks/#respond Tue, 03 Jul 2018 15:30:42 +0000 https://www.valchoice.com/?p=37043 Fourth of July. What a great holiday. Family, friends, good food and drink. Celebrating our freedom is of course the reason for the fourth of July holiday. Here in New Hampshire we take our freedom seriously. Just how serious we are about freedom is best captured in our state slogan, “Live Free or Die.” Undoubtedly, being […]

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How Often Should I Change Insurance Companies? https://www.valchoice.com/consumer-insurance-information/change-insurance-companies-2/ https://www.valchoice.com/consumer-insurance-information/change-insurance-companies-2/#respond Fri, 22 Jun 2018 16:00:41 +0000 https://www.valchoice.com/?p=40415 The interaction between consumers and insurance is, at best, strange. Most consumers don’t want to change insurance companies. However, the converse is also true. Many consumers wonder if they should stay with the same insurance company. You may be asking “How can this be possible?” Here’s how. Many consumers believe that insurance companies aren’t, or […]

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Leadership Excellence of Patrick McDonald https://www.valchoice.com/consumer-insurance-information/leadership-excellence-of-patrick-mcdonald/ https://www.valchoice.com/consumer-insurance-information/leadership-excellence-of-patrick-mcdonald/#respond Tue, 12 Jun 2018 18:10:41 +0000 https://www.valchoice.com/?p=45347 Patrick McDonald has built his life and career around a natural ability to forge win-win relationships. Consistent with Pat’s emphasis on relationships, he lives near  the town in which he grew up, has been happily married to his high school sweetheart for 32 years and was very involved in raising his kids, including coaching just […]

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Do You Know What Season Starts June 1? Hurricane Season https://www.valchoice.com/consumer-insurance-information/know-season-starts-june-1-hurricane-season/ https://www.valchoice.com/consumer-insurance-information/know-season-starts-june-1-hurricane-season/#respond Fri, 01 Jun 2018 16:00:47 +0000 https://www.valchoice.com/?p=45324 Yes, Hurricane Season is back. Unfortunately, this isn’t a season of celebrating the tropical drink named after these infamous windstorms. The question on the mind of most is whether this years storms will resemble the 2017 season? 2017 was unusually active. We’ve collected the most recent forecasts for this years hurricane season and compare the […]

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Is Summer Driving Really More Dangerous than Winter? https://www.valchoice.com/consumer-insurance-information/car-insurance/summer-driving/ https://www.valchoice.com/consumer-insurance-information/car-insurance/summer-driving/#respond Tue, 22 May 2018 17:00:55 +0000 https://www.valchoice.com/?p=37506 Yes, summer months are more dangerous than winter months. In fact, with the exception of December, there is a significant difference. Summer driving being more dangerous than winter driving is counter intuitive. Shouldn’t ice covered, snowy roads of winter with shorter days and fewer daylight hours be much more dangerous? Knowing the statistics tell a […]

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