Now More Than Ever, You Need to Select Carriers Based on Value:
Claims Handling, Service and Price
The five best home insurance companies in the state of California aren’t your usual suspects. Instead of enormous advertising budgets, these companies make big efforts to deliver superior value — a combination of excellent claims handling and superior service at a fair price. That’s lacking in many more well known companies.
Best Homeowners Insurance Companies in California
|Cincinnati Insurance Companies|
|All ratings are based on high-quality data and analysis. Data sources include: SERFF, state insurance commissioners, National Association of Insurance Commissioners, AM Best Company and S & P Market Intelligence. Data used by permission.|
ValChoice is an independent insurance company rating and analytics company. Every year, we evaluate more than 25,000 companies across the United States. We use a combination of data — including information collected from SERFF, state insurance commissioners, National Association of Insurance Commissioners, AM Best Company and S & P Market Intelligence — to determine the top rated insurance companies in each state.
Find the Best Home Insurance in California
Insurance prices and claims handling vary dramatically from one company to another. ValChoice tools help you find the best protection for your most valuable assets — autos and homes. To find the best auto insurance, use the tools below:
- Home Insurance Calculator – Click the Car Insurance Calculator button below to find ideal rates for the best car insurance providers.
- Insurance Company Ratings – How does your company compare to the award winners above? Click the button below and get a premium rating ($9.95 value) for free. This report shows how your insurance company performs for auto insurance value, claim handling and service.
- Agent Introductions – ValChoice simplifies the insurance shopping experience by directly connecting consumers to insurance agents that represent the most highly-rated insurance companies.
Best Auto and Home Insurance Companies in Other States
Want to find the best auto and best home insurance companies in a different state? ValChoice can help. We’re the only rating agency that knows the best car insurance and best home insurance companies in every single state. Just click one of the buttons below and you will be taken to a page that helps you find the best insurance companies anywhere in the U.S.
About ValChoice’s Analysis and Ratings
ValChoice analysis includes price (value), claims handling (quality) and overall service as the three factors used in our ratings. Price is not the only factor that matters when buying quality coverage.
Using data collected by state insurance regulators, the ValChoice platform features multiple tools/apps to guide consumers through the process of buying home and auto insurance, including a Car Insurance Calculator, Home Insurance Calculator, Insurance Company Ratings and an Online Marketplace to get directly to agents for the best companies.
ValChoice® is the only company to provide consumers, agents and advisors with information on which home and auto insurance companies offer the best value: price, protection (claims handling) and service. The company’s analytics platform collects and analyzes millions of financial and complaint data points and delivers the results in an easy-to-use service that Forbes Magazine describe as “Carfax for insurance.” Using ValChoice, consumers are finally able to shop for insurance based on value rather than making decisions blindly based on price or advertising campaigns.