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The ValChoice blog is the best source for independent, unbiased consumer insurance information. Our information is unbiased and trusted because we do not sell insurance and do not have investors. Our mission is to help consumers get good insurance at a good value.

Car Insurance Prices Increasing Due to Distracted Driving

Is Distracted Driving The Reason Car Insurance Prices Are Increasing?

Car insurance prices are skyrocketing. A commonly cited reason is distracted driving. Here at ValChoice, we tend to be skeptical of simple explanations, so we took a look into the data. Here’s what we found. Indeed, it’s true. Distracted driving is a significant contributor to the rapidly increasing car insurance prices. It’s not the only […]

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Ask around to find the best insurance

Should I ask around to get the best car and home insurance?

Advice to “ask around” is included in many articles and blog posts on how to shop for the best car and home insurance. This post looks at the wisdom of asking around to find the best insurance. In short, using an approach of asking around is pretty close to a waste of time. Here’s why. Let’s say you […]

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Affordable Car Insurance, what is it?

What does affordable car insurance mean?

Affordable car insurance, what is it? Is it the cheapest insurance? Until now, it was hard to measure car insurance other than based on the following three criteria: Price The entertainment value of the companies’ advertisements Which companies had the most memorable jingles That’s crazy. People buy cars based on performance, warranty and how the vehicle fits their lifestyle. People […]

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Car Insurance Prices Increasing Rapidly

Why are car insurance prices increasing so fast?

With car insurance prices increasing rapidly, many people are shopping for new insurance. But, when shopping for new insurance, consumers don’t know where to start. Finding new insurance is a bit like playing the lottery, you don’t know what you’ll get until it’s all over. Your money is gone, maybe you got some back, maybe you didn’t. Car […]

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Car Insurance Price Increase

Why did I get a car insurance price increase?

When your next insurance bill comes, you’re likely to be shocked. The shock you get won’t be pleasant. Unfortunately, many consumers are getting a large car insurance price increase. Even worse, the increases are often independent of their driving record, or where they live. You may be asking, “how is it possible for car insurance prices to […]

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