The ValChoice blog is the best source for independent, unbiased consumer insurance information. Our information is unbiased and trusted because we do not sell insurance. Our mission is to help consumers get good insurance at a good value.
Does how insurance gets priced seem like a mystery? It should. The lack of transparency in insurance is shocking. Fortunately, pricing insurance is not as difficult as many would like you to think. In fact, ValChoice built calculators so consumers can understand how insurance pricing works. Find out if you’re getting a fair price […]
Fourth of July. What a great holiday. Family, friends, good food and drink. However, if you’re like us, there won’t be as many people celebrating together due to the pandemic. Nevertheless, celebrating our freedom is important and not a holiday that will just slip by. Here in New Hampshire we take our freedom seriously. […]
When lightning bolts shatter the night sky with flashes of light and the thunder booms, I often find myself wondering “do we need a lightning rod on our house? I suspect many others that live in areas prone to thunder and lightning storms ask themselves the same question. Therefore, we decided to look into […]
Hail pellets suddenly hitting the window can be kind of thrilling, until the hail pellets become large balls of rock hard ice. Surprisingly, the largest hail ball measured the U.S. was 7.9 inches in diameter. This dangerous ball of ice fell on Vivian South Dakota during a hail storm on July 23, 2010. This […]
Do you dream of starting your own business? Conversely, are you stuffed into a room that feels like a closet, working from home due to the pandemic? Either way, your insurance needs are likely very different than what they were. Homeowners Insurance Whether working from home during the pandemic or starting a home based business, […]
Summer storms aren’t a concern only for homeowners. Auto owners also need to be ready for summer storms. Progressive proved that point by reviewing its 2013 claims data and found 30 percent of wind and flood claims for the entire year occurred in June and July. Want to know what home and auto insurance should cost? […]
The advertisements claim hundreds of dollars of savings, just for auto insurance. Now the ads recommend you bundle home and auto insurance. Reportedly, the savings are even greater. Consumers know big insurance companies are marketing driven companies. So what can they believe? Should insurance be bundled? We break this down into the important elements […]
When shopping, do you shop for quality? For example, when buying a car you check out the warranty, consumer reviews and performance specs. When buying food, you read the label. What about when buying insurance? Do you ever wonder what you’re paying for with insurance? Of course you want excellent protection, but how does […]
Do you wonder if your home insurance company will cancel coverage or deny a claim if you’ve told them a small fib about the property? The answer is that it is completely within their rights to do so. Furthermore, if you file a large claim is large — a situation where you really need […]
Are you considering a new car? If so, be careful about believing the lists of which cars lead to cheap auto insurance. This data is often collected from sales data. Therefore, the data combines statistics of the typical driver along with car factors. You may not be the typical driver. This means your price […]
