The ValChoice blog is the best source for independent, unbiased consumer insurance information. Our information is unbiased and trusted because we do not sell insurance and do not have investors. Our mission is to help consumers get good insurance at a good value.
Have you seen the ad on TV where the sales person says that homeowners insurance covers zombie invasions? Like most insurance ads, it’s memorable. It also raises a good question, “Why do you need homeowners insurance?” Whether You Need Homeowners Insurance or Not, There’s One Reason Most People Must Have it If you have a […]
Is your car insurance renewing before the next big price increase? We used 19 years of data to analyze how cyclical car insurance prices are and found that late summer and fall are the best time to lock in a new price. Additionally, the industry is currently undergoing rapid price increases. Taking action early could […]
People often ask if they should buy homeowner insurance and car insurance from the same company? There is a compelling reason to get both policies from one company, but often times it’s not the money saving discount that most people think it is. Why You May Want to Buy Homeowner Insurance From Your Car insurance Company […]
Answering the question of whether summer driving is more dangerous than winter, there is good news and bad news. First the good news. On August 1st, we exit the second mostly deadly month of the year for driving fatalities. Now the bad news. On August 1st, we enter the first most deadly month of the […]
With home insurance prices increasing at four times the rate of median family income, homeowners need to pay close attention to how much they pay for insurance. We created 51 versions of the ValChoice home insurance premium calculator to help you know if you’re getting a fair price. You may ask, “why 51 versions?” There […]
It’s a beautiful summer evening. A nice ride on the bike would be great fun. Do you ever wonder, should I wear a helmet? That’s a good question. Here are the statistics. First a disclaimer. This post is about riding a motorcycle without a helmet. As a former avid bicycle rider, I always wore a […]
When people think of house fires, images of California wildfires destroying everything in their path come to mind. However, the statistics of house fires paint a very different picture. In fact, the answer to the question of whether there is anything you can do to avoid having a house fire is “yes.” Surprisingly, statistics show that […]
There are a large number of publicly owned vehicles on the roads throughout the country. In total, more than four million. Nationwide, that translates into one in every 65 vehicles being publicly owned. The Highest Percentage of Publicly Owned Vehicles is in Washington D.C. The variation in the number of publicly owned vehicles is highest […]
Time to celebrate our hard-earned freedom. Be sure to keep your family, friends and home safe this 4th of July with these four tips for homeowners. If You’re Having Fireworks These tips may sound like I’m trying to be funny. I’m not. The reasoning behind each tip is explained below: Put a woman in charge […]
Has your family status changed? Did you get married, or have a child? If so, just like health insurance needs change, you should also start a search to find the best auto insurance. Life and lifestyle changes have an affect on your insurance needs. We help you find the best auto insurance for your needs. Historically, […]
