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The ValChoice blog is the best source for independent, unbiased consumer insurance information. Our information is unbiased and trusted because we do not sell insurance and do not have investors. Our mission is to help consumers get good insurance at a good value.

Picture of a creosote filled metal flue as an example of the need for a chimney cleaning

Chimney Cleaning: Are You Ready For Santa And Old Man Winter?

You may not believe Santa slides down chimneys, but that doesn’t mean you shouldn’t do an annual chimney cleaning. Not only will a chimney cleaning help keep the jolly man’s red and white suit clean, it’s also an important step in preventing chimney fires. Heating equipment is the number two leading cause of home fires. […]

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A Guide to Surviving The Holidays

A Guide to Surviving the Holidays – Nine Tips for Families

The winter holidays are a great time of year. While some may have read the title, “Surviving the Holidays,” and thought this article would focus on entertaining the in-laws, it doesn’t. No, we’re referring to keeping your family safe. Sadly, the holiday season is also one of the more dangerous and deadly times of year. […]

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Global climate issues are depicted by this image showing the earth as an ice cream cone melting.

How Do I Prepare For Climate Change And Extreme Weather?

The world climate is a hot topic, pun intended. Here at ValChoice, we want you to know how climate change and extreme weather are impacting you. Whether you are a homeowner, or just a concerned citizen, this post shows how climate change and extreme weather is impacting you, your family and your home. Summary of […]

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Kent Shantz

View from the Helm of a “Sleeping Giant” – Kent Shantz

Kent Shantz has been blessed with much good fortune in his career. Kent’s hard work; focus on building strong relationships and “just doing the right thing” have undoubtedly been significant contributors to this good fortune. This article chronicles Kent’s career from his start as an independent agent through to his role as President and CEO […]

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Flooded river as an example of the numerous 100-year flood events

How can a 100-year flood happen so frequently?

This week the Carolina’s experienced a 100-year flood. Over the last three-years, Houston experienced three 500-year floods. What’s happening? How can these rare events occur with such a high frequency? 100-Year Floods Suffer From a Naming Problem First off, the name 100-year flood is misleading. Instead, the 100-year flood should be renamed to be a […]

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Image for blog post on State Farm $250 million settlement of racketeering charge

How State Farm Won By Paying $250 Million Fine

Less than one week before a trial was slated to begin in federal court in East St. Louis Illinois, State Farm settled with the plaintiffs’ attorneys. The customers suing State Farm were seeking $1 billion in damages, plus interest and penalties. In total, the settlement could have gone as high as $8.5 billion. Rather than […]

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Ask around to find the best insurance

Should I ask around to find the best car and home insurance?

Advice to “ask around” is included in many articles and blog posts on how to shop for the best car and home insurance. However, asking around is pretty close to a waste of time. Therefore, at ValChoice we offer a better solution. To “ask around,” how many people would you have to ask? Let’s go straight […]

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