The ValChoice blog is the best source for independent, unbiased consumer insurance information. Our information is unbiased and trusted because we do not sell insurance. Our mission is to help consumers get good insurance at a good value.
When people think of home fires, images of California wildfires destroying everything in their path come to mind. However, the statistics of home fires paint a very different picture. In fact, the answer to the question “What can I do to avoid having a house” is that there are several steps you can take. Surprisingly, […]
Do you have liquid assets greater than the liability limit of your auto insurance or home insurance policy? If yes, you should have umbrella insurance. There are two reasons for this: The obvious point of protecting your assets in the event of a law suit. The less obvious point is to make sure your […]
Hurricane Henri making landfall near New York City and travelled north. Next Ida slammed New Orleans. Finally, Larry made landfall all the way up in Newfoundland. With such a large geographic span of where hurricanes hit, you might be thinking that unless your in the middle of a California wildfire, you could need flood […]
As of today – September 10, 2021, wildfires have burned 5.26 million acres in 2021*. This is almost exactly the same number of acres burned by the same data last year. 4% less (an insignificant difference) than last year to be exact. More importantly, losses from wildfires is on the rise, and the increase […]
A tornado warning usually comes with only one days warning. This means now is a good time to make sure both your home and your homeowners insurance are up to date. This post covers the steps to take to make sure you’re ready before the next tornado warning Start by getting a rating on […]
Hurricanes are on the mind of much of the U.S. right now. Hurricane Henri hit the NE last week. This week Ida battered Lousiana, then continued north with torrential rains. Homeowners from Florida to Maine are now wondering if they need hurricane insurance. Knowing that insurance can be confusing, ValChoice set out to […]
Were you prepared for this pandemic? You’re not alone. Nobody was. Hopefully we all learned a lesson. Nearly one and a half years into the pandemic, and September being National Preparedness Month (NPM), there’s no time to start preparing like now. The 2020 theme for National Preparedness Month is: Prepare to Protect. Preparing for […]
Is there anyone that doesn’t want cheap car insurance? Saving money on car insurance is definitely a good thing. In an economy where prices on everything, except income, are rising fast, saving money is good. Cheap insurance doesn’t always mean bad insurance. Also, expensive insurance doesn’t always mean good insurance. Click the button below […]
Do you find homeowners insurance confusing? Most people do. This post addresses the five most common questions homeowners have about insuring their home. Before reading the five common questions about homeowners insurance, find out how good your home insurance is. Just click the button below and get a free rating on any home insurance […]
Does the gig economy have you considering becoming a driver for a delivery service? Driving jobs for services like Uber and Lyft have become commonplace. For a while we all hoped the pandemic was behind us. Some people probably worried that their driving job might slow down or go away. With the delta variant […]
