The ValChoice blog is the best source for independent, unbiased consumer insurance information. Our information is unbiased and trusted because we do not sell insurance. Our mission is to help consumers get good insurance at a good value.
An insurance company that resists paying insurance claims is not an insurance company. Instead, they’re an investment firm that takes your premium dollars, invests the money and pays the interest and dividends — on your money — to their investors. Unfortunately, many people buy insurance from what ValChoice considers to be “investment firms.” But, […]
Could the rapidly emerging direct-to-consumer business model be the death of local insurance agents near me? Travel agent offices, bookstores and video rental shops were once local landmarks. Not long ago it was unimaginable these businesses would disappear. Will consumers soon look at the office currently occupied by their local insurance agents and wonder why insurance used to […]
Do you drive? Then you are required by law to buy car insurance. Do you have a mortgage on your home? If so, you must have homeowners insurance. Do you breath? Then you’re supposed to have health insurance. Are you reading insurance reviews from people bribed to say good things about big companies? Yes, […]
Do you wonder if you should switch car insurance? If so, how hard is it to switch car insurance companies? It pays to shop around. We have the answers on how to easily and effectively do this. Start by getting a rating on your car insurance company. How good are they? When you first […]
People often ask if they should buy homeowners insurance and car insurance from the same company? There is a compelling reason to get both policies from one company, but often times it’s not the money saving discount that most people think it is. Start by finding out how good both your homeowners insurance and […]
Do you wonder if your home insurance company will cancel coverage or deny a claim if you’ve told them a small fib about the property? The answer is that it is completely within their rights to do so. Furthermore, if you file a large claim is large — a situation where you really need […]
Fourth of July. What a great holiday. Family, friends, good food and drink. Here in New Hampshire we take our freedom seriously. Just how serious we are about freedom is best captured in our state slogan, “Live Free or Die.” Undoubtedly, being free, or dying, is a strong commitment to freedom. Are you getting a […]
Remember the roof repair that you needed to do last year? That roof leak may not have leaked for while now. That’s may not be because the leak went away. The colder weather of winter brings less rain in some parts of the country. Instead of dripping water inside your house, the area that […]
Summer storms aren’t a concern only for homeowners. Auto owners also need to be ready for summer storms. Progressive proved that point by reviewing its 2013 claims data and found 30 percent of wind and flood claims for the entire year occurred in June and July. Want to know what home and auto insurance should cost? […]
The advertisements claim hundreds of dollars of savings, just for auto insurance. Now the ads recommend you bundle home and auto insurance. Reportedly, the savings are even greater. Consumers know big insurance companies are marketing driven companies. So what can they believe? Should insurance be bundled? We break this down into the important elements […]
