The ValChoice blog is the best source for independent, unbiased consumer insurance information. Our information is unbiased and trusted because we do not sell insurance. Our mission is to help consumers get good insurance at a good value.
An insurance company that resists paying insurance claims is not an insurance company. Instead, they’re an investment firm that takes your premium dollars, invests the money and pays the interest and dividends — on your money — to their investors. Unfortunately, many people buy insurance from investment firms. But how do you know if […]
The pandemic is causing people to rethink where they want to live. Before calling the furniture movers, check out this list of the ten most popular states to which people are moving. Also included is a list of the ten most popular states people are moving away from. One of the first tasks when […]
Do hurricanes, wildfires and floods have anything in common? When it comes to your car, yes they do. In fact, as far as your car insurance company is concerned, they’re almost identical. The common theme is comprehensive insurance. If you don’t have comprehensive insurance, you pay the cost of the damage caused by a […]
Do you find homeowners insurance confusing? Most people do. This column addresses the five most common questions about homeowners insurance. Before reading the five common questions about homeowners insurance, find out how good your homeowners insurance is. Just click the button below and get a free rating on any home insurance company. If the […]
Do you know how good your insurer is about paying a car insurance claim? Be honest. How could you possibly know? The ads of the big insurance companies mostly focus on them having the best price. Some companies make statements about having the best claims handling service. However, the supporting evidence is missing. The […]
Many people buy earthquake insurance after an earthquake. In fact, unless you live on the shaking ground of California, few people buy earthquake insurance at all. Before deciding not to buy an earthquake policy you need to understand that your homeowners policy will not cover damage from an earthquake. August is national preparedness month. As August […]
Does the gig economy have you considering becoming a driver for a delivery service? Driving jobs for services like Uber and Lyft have become commonplace. Now the pandemic is continuing with trend with strong demand for delivery service drivers such as Instacart, Grubhub, DoorDash, etc. Whenever you’re using your personal vehicle for commercial work, […]
Do you wonder if you should switch car insurance? If so, how hard is it to switch car insurance companies? It pays to shop around. We have the answers on how to easily and effectively do this. Start by getting a rating on your car insurance company. How good are they? When you first […]
Want to reduce your odds of being the victim of a stolen car? There are several easy steps to take. Surprisingly, the vehicles stolen hardly changes from year to year. Not only is it the same vehicles, the number of vehicles hardly changes either. In this post we share which vehicles are most likely […]
The cost of homeowners insurance varies significantly based on where you live. That’s why ValChoice built a home insurance calculator. Now anyone can find out what homeowners insurance should cost based on where they live. Click the button below to answer the question of how much is homeowners insurance? The ValChoice home insurance calculator […]
