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The ValChoice blog is the best source for independent, unbiased consumer insurance information. Our information is unbiased and trusted because we do not sell insurance. Our mission is to help consumers get good insurance at a good value.

Image for blog post on insurance claims

Is my insurer good about paying Insurance claims?

  An insurance company that resists paying insurance claims is not an insurance company. Instead, they’re an investment firm that takes your premium dollars, invests the money  and pays the interest and dividends — on your money — to their investors. Unfortunately, many people buy insurance from investment firms. But how do you know if […]

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Image from the Loma Prieta earthquake in 1989 for the blog post on earthquake insurance

Do I need earthquake insurance? If so, how much?

  Many people buy earthquake insurance after an earthquake. In fact, unless you live on the shaking ground of California, few people buy earthquake insurance at all. Before deciding not to buy an earthquake policy you need to understand that your homeowners policy will not cover damage from an earthquake. August is national preparedness month. As August […]

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Cartoon image of a pizza delivery vehicle for blog post on how delivery jobs affect car insurance

Do driving jobs that let me make money with my car affect car insurance?

  Does the gig economy have you considering becoming a driver for a delivery service? Driving jobs for services like Uber and Lyft have become commonplace. Now the pandemic is continuing with trend with strong demand for delivery service drivers such as Instacart, Grubhub, DoorDash, etc. Whenever you’re using your personal vehicle for commercial work, […]

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Image for blog post on how much is homeowners insurance

How much is homeowners insurance where I live?

  The cost of homeowners insurance varies significantly based on where you live. That’s why ValChoice built a home insurance calculator. Now anyone can find out what homeowners insurance should cost based on where they live. Click the button below to answer the question of how much is homeowners insurance? The ValChoice home insurance calculator […]

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