The ValChoice blog is the best source for independent, unbiased consumer insurance information. Our information is unbiased and trusted because we do not sell insurance and do not have investors. Our mission is to help consumers get good insurance at a good value.
The average cost of home insurance varies significantly based on where you live. That’s why knowing the average cost of home insurance in your state is helpful for you to determine if you’re getting a fair price. Find the Average Cost of Home Insurance in Your State We make it easy for you to find the average […]
Car insurance prices are skyrocketing. A commonly cited reason is distracted driving. Here at ValChoice, we tend to be skeptical of simple explanations, so we took a look into the data. Here’s what we found. Indeed, it’s true. Distracted driving is a significant contributor to the rapidly increasing car insurance prices. It’s not the only […]
It’s no surprise that home insurance prices vary dramatically from state to state. Homeowners in states with higher risks are of course going to pay more than homeowners in a state with few risks. This article was originally posted on the Huffington Post by the ValChoice founder. Click here to see the original post. The more […]
Advice to “ask around” is included in many articles and blog posts on how to shop for the best car and home insurance. This post looks at the wisdom of asking around to find the best insurance. In short, using an approach of asking around is pretty close to a waste of time. Here’s why. Let’s say you […]
Affordable car insurance, what is it? Is it the cheapest insurance? Until now, it was hard to measure car insurance other than based on the following three criteria: Price The entertainment value of the companies’ advertisements Which companies had the most memorable jingles That’s crazy. People buy cars based on performance, warranty and how the vehicle fits their lifestyle. People […]
With car insurance prices increasing rapidly, many people are shopping for new insurance. But, when shopping for new insurance, consumers don’t know where to start. Finding new insurance is a bit like playing the lottery, you don’t know what you’ll get until it’s all over. Your money is gone, maybe you got some back, maybe you didn’t. Car […]
Whether for a car, home, or something else, insurance sales almost always focus on price. However, when it comes to protecting your assets, the more important metric is value. While the home insurance price is certainly part of the equation, but it doesn’t paint the full picture. Consumers shop based on value for almost everything. […]
When your next insurance bill comes, you’re likely to be shocked. The shock you get won’t be pleasant. Unfortunately, many consumers are getting a large car insurance price increase. Even worse, the increases are often independent of their driving record, or where they live. You may be asking, “how is it possible for car insurance prices to […]
Finding out after an accident that your insurance won’t pay the claim is often a financial disaster for people. Many people think all insurance is the same. Unfortunately, they find out after it’s too late that their insurer won’t pay the claim. Once an accident occurs, you’re stuck. If the insurer won’t pay, you have to pay. […]
Do you ever wonder how hard it is to switch car insurance companies? The answer is, it’s quite easy. This means if you want to change insurance, all you do is decide which company you want to switch to. With that decision made, you simply get in touch with the company you wish to buy […]
