The ValChoice blog is the best source for independent, unbiased consumer insurance information. Our information is unbiased and trusted because we do not sell insurance. Our mission is to help consumers get good insurance at a good value.
Our shopping lives are moving online. Does that mean it’s time to buy insurance online? At ValChoice, we rate every insurance company so you can get excellent protection, and a good price. Therefore, the answer to the question of whether to buy insurance online starts with a quality check. How well does the insurance […]
As the days grow shorter and the nights grow colder, it’s once again time for an annual chimney cleaning. Some people may be so organized they get their chimney cleaned in the spring. Not me, the turning leaves are my clue that I better get this done. There are multiple benefits, including helping to […]
Many people buy earthquake insurance after an earthquake. In fact, unless you live on the shaking ground of California, few people buy earthquake insurance at all. Before deciding not to buy an earthquake policy you need to understand that your homeowners policy will not cover damage from an earthquake. September is national preparedness month. Through the […]
When lightning bolts shatter the night sky with flashes of light and the thunder booms, I often find myself wondering “do we need a lightning rod on our house? I suspect many others that live in areas prone to thunder and lightning storms ask themselves the same question. Therefore, we decided to look into […]
When people think of home fires, images of California wildfires destroying everything in their path come to mind. However, the statistics of home fires paint a very different picture. In fact, the answer to the question “What can I do to avoid having a house” is that there are several steps you can take. Surprisingly, […]
Do you have liquid assets greater than the liability limit of your auto insurance or home insurance policy? If yes, you should have umbrella insurance. There are two reasons for this: The obvious point of protecting your assets in the event of a law suit. The less obvious point is to make sure your […]
Hurricane Henri making landfall near New York City and travelled north. Next Ida slammed New Orleans. Finally, Larry made landfall all the way up in Newfoundland. With such a large geographic span of where hurricanes hit, you might be thinking that unless your in the middle of a California wildfire, you could need flood […]
As of today – September 10, 2021, wildfires have burned 5.26 million acres in 2021*. This is almost exactly the same number of acres burned by the same data last year. 4% less (an insignificant difference) than last year to be exact. More importantly, losses from wildfires is on the rise, and the increase […]
A tornado warning usually comes with only one days warning. This means now is a good time to make sure both your home and your homeowners insurance are up to date. This post covers the steps to take to make sure you’re ready before the next tornado warning Start by getting a rating on […]
Hurricanes are on the mind of much of the U.S. right now. Hurricane Henri hit the NE last week. This week Ida battered Lousiana, then continued north with torrential rains. Homeowners from Florida to Maine are now wondering if they need hurricane insurance. Knowing that insurance can be confusing, ValChoice set out to […]
