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Archive | Consumer Insurance Information

The ValChoice blog is the best source for independent, unbiased consumer insurance information. Our information is unbiased and trusted because we do not sell insurance. Our mission is to help consumers get good insurance at a good value.

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Is my insurer good about paying Insurance claims?

  An insurance company that resists paying insurance claims is not an insurance company. Instead, they’re an investment firm that takes your premium dollars, invests the money  and pays the interest and dividends — on your money — to their investors. Unfortunately, many people buy insurance from what ValChoice considers to be “investment firms.” But, […]

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Local Insurance Agents

Will the Internet be the death of local insurance agents?

  Could the rapidly emerging direct-to-consumer business model be the death of local insurance agents near me? Travel agent offices, bookstores and video rental shops were once local landmarks. Not long ago it was unimaginable these businesses would disappear. Will consumers soon look at the office currently occupied by their local insurance agents and wonder why insurance used to […]

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How do I prepare for summer storms?

  Summer storms aren’t a concern only for homeowners. Auto owners also need to be ready for summer storms. Progressive proved that point by reviewing its 2013 claims data and found 30 percent of wind and flood claims for the entire year occurred in June and July. Want to know what home and auto insurance should cost? […]

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Will I save money by bundling home and auto Insurance?

  The advertisements claim hundreds of dollars of savings, just for auto insurance. Now the ads recommend you bundle home and auto insurance. Reportedly, the savings are even greater. Consumers know big insurance companies are marketing driven companies. So what can they believe? Should insurance be bundled? We break this down into the important elements […]

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