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Forbes and New York Times

Home Insurance Report Card


Get a rating for one homeowners insurance company. We grade companies based on data collected from insurance commissioners showing how good a value they provide, how well they handle claims and their overall level of service. Select one of the following:


  • • Premium: provides a summary rating as well as grades on the important criteria of price, protection (claims payment history) and service.
  • • Basic: includes only the summary rating showing how your company rates compared to other home insurance companies.


Get your report now!



If you’re like most families, your home is your most valuable asset. Even more importantly, your most cherished belongings are in your home. What happens if a storm, water, fire or a burglar damages your property? That’s when people find out if they chose the right insurance company. But at that point, it’s too late. The Home Insurance Report Card solves this problem by letting you know how good your insurance is, before you need it.

The Home Insurance Report Card

With the Home Insurance Report Card, you’re able to see how your home insurance company compares to all others – before you file a claim. We even have a version that’s free.

Basic Version of The Home Insurance Report Card

The basic version of the Home Insurance Report Card provides a summary score with a fuel-gauge-style image and a score between 0 and 100.  We offer this report to consumers at no charge.

Premium Version

The premium version of the report includes everything from the basic report, and also includes analysis of the price, protection (claims handling) and service. This report is the only way to know if you’re likely to have trouble being reimbursed for the full value of a claim, or likely to experience the inconvenience of ongoing business and service issues.

About ValChoice

ValChoice® is the only company to provide consumers, agents and advisors with information on which home and auto insurance companies offer the best value: price, protection and service. The company’s analytics platform collects and analyzes millions of financial and complaint data points and delivers the results in an easy-to-use service that Forbes Magazine describe as “Carfax for…insurance.” Using ValChoice, consumers are finally able to shop for insurance based on value rather than making decisions blindly based on price or advertising campaigns.

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