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Whether you want cheap home insurance or the best home insurance, we have the answers to your home insurance questions.

Do I Need Home Insurance and Why Does the Price Vary so Much

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Indiana Insurance Laws and Regulations

The Indiana Department of Insurance develops and enforces insurance laws for the state. Consumers can contact the department with questions and complaints about their auto and home insurance. If you do not receive the service you expect from an insurer, you can file a complaint with the Indiana Department of Insurance. The Indiana Department of Insurance makes complaint information available through this link. This information can be useful when making purchase decisions about who to choose as a supplier of your personal insurance.

Important Laws

A summary of the driving safety laws for the state of Indiana can be found at this link. The information includes a summary of the laws affecting people driving cars, or riding motorcycles or bicycles while using cell phones or texting. Also included are the requirements for child safety seats, wearing a helmet and being under the influence while operating a vehicle in the state of Illinois.

The Indiana Statute of Limitations defines the time limit following an accident when you can file a lawsuit. Once this time limit has passed, you can no longer file a lawsuit.

Indiana has minimum auto insurance amounts that are required by law. The table below shows the IN minimum car insurance limits.

Minimum Car Insurance Coverage Required in Indiana

	Minimum Coverage
Bodily Injury, per person	25,000
Bodily Injury, per accident	50,000
Property Damage	10,000

Resources Available to Consumers

The Small Claims Court is available for consumers to resolve issues, without needing to hire an attorney. This link to the small claims court provides more information, including the dollar limit of claims that can be made in this court.

The Federal Emergency Management Agency (FEMA) is for disaster victims who are uninsured, underinsured or the victim of a flood.

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