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Looking for cheap insurance in Arkansas? Don’t compromise. Let ValChoice help.

ValChoice is the #1 independent insurance comparison website. Our cost calculators help you find the best auto insurance and homeowners insurance companies in Arkansas. Enter your information below to get insurance quotes and compare car insurance and home insurance companies.

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How much should you pay for car insurance in Arkansas?

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Looking for a homeowners insurance quote in Arkansas?

New York Times calls ValChoice a data analytics company that is bringing transparency to the insurance industry."

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How much does Arkansas car insurance and home insurance cost?

The ValChoice car insurance calculator and homeowners insurance calculator were built so you could know what's a fair price for your insurance.

 

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Car Insurance Blog

The only place where you find cheap car insurance while also getting the best car insurance. We even show you how to get car insurance discounts.

Home Insurance Blog

Whether you want cheap home insurance or the best home insurance, we have the answers to your home insurance questions.

Arkansas Insurance Laws and Regulations

The Arkansas Department of Insurance develops and enforces the insurance laws. Consumers can contact the department with questions and complaints about their home and auto insurance. Consumers not receiving the service they expect from their insurer can file a complaint against the insurance company directly with the Department of Insurance. The department accepts complaints, but unfortunately does not publish either raw or compiled complaint data for consumers to use when buying their auto and home insurance.

Important Laws

A summary of the driving safety laws for the state of Arkansas can be found by clicking this link. The information includes a summary of the laws affecting people driving cars, or riding motorcycles or bicycles while using cell phones or texting. Also included are the requirements for child safety seats, wearing a helmet and being under the influence while operating a vehicle in the state of Arkansas.

The Arkansas Statute of Limitations defines the time limit following an accident when you can file a lawsuit. Once this time limit has passed, you can no longer file a lawsuit.

Arkansas has minimum insurance amounts that are required by law. The table below shows the AR minimum car insurance limits.

Minimum Car Insurance Coverage Required in Arkansas

Minimum Coverage
Bodily Injury, per person 25,000
Bodily Injury, per accident 50,000
Property Damage 15,000

Resources Available to Consumers

Small Claims Court is available for consumers to resolve issues, without needing to hire an attorney. This link to the small claims court provides more information, including the dollar limit of claims that can be made in this court.

The Federal Emergency Management Agency (FEMA) is for disaster victims who are uninsured, do not have enough insurance coverage or are the victim of a flood.