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Whether you want cheap home insurance or the best home insurance, we have the answers to your home insurance questions.
Minnesota Insurance Laws and Regulations
Information on Minnesota insurance laws and resources are available through the Minnesota Department of Insurance. Consumers can contact the department with questions and complaints about their auto and home insurance. If you have a problem with an auto, homeowners, life, health or title insurance company you can get the forms needed to file a complaint with the Department of Insurance. Unfortunately, the state of Minnesota no longer makes a summary of the consumer complaint information available. For analysis of the complaint information on companies you are considering for your insurance, use the buttons below to get a ValChoice report.
Note: ValChoice does not receive any form of compensation from insurance companies for presenting them as a good option in our car and home insurance reports.
A summary of the driving safety laws in the state of Minnesota can be found with this link. The information includes a summary of the laws affecting people driving cars, or riding motorcycles or bicycles while using cell phones or texting. Also included are the requirements for child safety seats, wearing a helmet and being under the influence while operating a vehicle in the state of Minnesota.
The Minnesota Statute of Limitations defines the time limit following an accident when you can file a lawsuit. Once this time limit has passed, you can no longer file a lawsuit.
Minnesota has minimum auto insurance amounts that are required by law. The table below shows the MN minimum car insurance limits.
Minimum Car Insurance Coverage Required in Minnesota
|Bodily Injury, per person||30,000|
|Bodily Injury, per accident||60,000|
|Personal Injury Protection||40,000|
Resources Available to Consumers
The Minnesota Small Claims Court is available for you to resolve issues, without needing to hire an attorney. This link to the small claims court provides more information, including the dollar limit of claims that can be made in this court.
The Federal Emergency Management Agency (FEMA) is for disaster victims who are uninsured, underinsured or the victim of a flood.