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Looking for cheap insurance in Missouri? Don’t compromise. Let ValChoice help.

ValChoice is the #1 independent insurance comparison website. Our cost calculators help you find the best auto insurance and homeowners insurance companies in Missouri. Enter your information below to get insurance quotes and compare car insurance and home insurance companies.

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How much should you pay for car insurance in Missouri?

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Looking for a homeowners insurance quote in Missouri?

New York Times calls ValChoice a data analytics company that is bringing transparency to the insurance industry."

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How much does Missouri car insurance and home insurance cost?

The ValChoice car insurance calculator and homeowners insurance calculator were built so you could know what's a fair price for your insurance.

 

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Car Insurance Blog

The only place where you find cheap car insurance while also getting the best car insurance. We even show you how to get car insurance discounts.

Home Insurance Blog

Whether you want cheap home insurance or the best home insurance, we have the answers to your home insurance questions.

Missouri Insurance Laws and Regulations

The Missouri Department of Insurance develops and enforces insurance laws for the state. Consumers can contact the department with questions and complaints about your auto and home insurance. If you do not receive the service you expect from your insurer, you can file a complaint directly with the Department of Insurance. The state of Missouri shares consumer complaint information for consumers to use the learn more about insurance companies. 

Important Laws

The Missouri Statute of Limitations defines the time limit following an accident when you can file a lawsuit. Once this time limit has passed, you can no longer file a lawsuit.

A summary of the driving safety laws for the state of Missouri can be found at this link. The information includes a summary of the laws affecting people driving cars, or riding motorcycles or bicycles while using cell phones or texting. Also included are the requirements for child safety seats, wearing a helmet and being under the influence while operating a vehicle in the state of Missouri.

Missouri has minimum auto insurance amounts that are required by law. The table below shows the MO minimum car insurance limits.

Minimum Car Insurance Coverage Required in Missouri

Minimum Coverage
Bodily Injury, per person 25,000
Bodily Injury, per accident 50,000
Property Damage 10,000

Resources Available to Consumers

Small Claims Court is available for consumers to resolve issues, without needing to hire an attorney. This link to the small claims court provides more information, including the dollar limit of claims that can be made in this court.

The Federal Emergency Management Agency (FEMA) is for disaster victims who are uninsured, do not have adequate insurance coverage or are the victim of a flood.