ValChoice is the #1 independent insurance comparison website. Our cost calculators help you find the best auto insurance and homeowners insurance companies in West Virginia. Enter your information below to get insurance quotes and compare car insurance and home insurance companies.
Car Insurance Video Library
Home Insurance Video Library
Car Insurance Blog
The only place where you find cheap car insurance while also getting the best car insurance. We even show you how to get car insurance discounts.
Home Insurance Blog
Whether you want cheap home insurance or the best home insurance, we have the answers to your home insurance questions.
West Virginia Insurance Laws and Regulations
The West Virginia Office of the Insurance Commissioner develops and enforces West Virginia insurance laws for the state. Consumers can contact the department with questions and complaints about your auto or home insurance. If you do not receive the service you expect from your insurer, you can file a complaint directly with the Office of the Insurance Commissioner. The state of West Virginia does not publish insurance complaint information for use by consumers shopping for a new insurer.
A summary of the driving safety laws for the state of West Virginia can be found with this link. The information includes a summary of the laws affecting people driving cars, or riding motorcycles or bicycles while using cell phones or texting. Also included are the requirements for child safety seats, wearing a helmet and being under the influence while operating a vehicle in the state of West Virginia.
The West Virginia Statute of Limitations defines the time limit following an accident when you can file a lawsuit. Once this time limit has passed, you can no longer file a lawsuit.
West Virginia has minimum auto insurance amounts that are required by law. The table below shows the WV minimum car insurance limits.
Minimum Car Insurance Coverage Required in West Virginia
|Bodily Injury, per person||20,000|
|Bodily Injury, per accident||40,000|
Resources Available to Consumers
Small Claims Court is available for you to resolve issues, without needing to hire an attorney. This link to the small claims court provides more information, including the dollar limit of claims that can be made in this court.
The Federal Emergency Management Agency (FEMA) is for disaster victims who are uninsured, underinsured or the victim of a flood.