Our motto is “don’t trust anyone until you know how they get paid.” Yes, we live by this motto. Therefore, in the spirit of embracing transparency, here’s how we get paid.
A Mission Oriented Business
As a mission oriented business, we are different than other rating services in three important ways:
- We have no outside investors. Therefore, we are never forced to make tradeoffs between making shareholders richer versus doing what’s right for consumers.
- We only use high-quality data collected by state insurance departments. We never include user surveys or web reviews in the analysis. Consequently, we are unquestionably the most accurate rating service.
- The first step is to collect the data and complete the calculations. Once complete, the analysis is available based on the three business models described below.
Our Customers And How we Help Them
Unlimited free ratings, calculator access, best car and best home insurance listings to anyone with internet access. Additional information is available for a small fee.
The “Comparison Reports” identify the best insurance companies. Companies cannot pay us to be identified as “best.”
ValChoice tools provides agents access to our data analysis. Our lead service matches consumers with the best insurers, and sends prospects a free ValChoice report.
We do not get paid by commissions on sales. Hence, we have no financial incentive for you to change insurance companies.
Insurers use our data analysis to: understand the competition, develop marketing & product strategy and to work with agents to build the business.
Our tools allow insurers to improve their strategic planning and easily calculate ROI on marketing and sales campaigns.
Shop for Insurance the Way That Best Suits You
Start with a Quality Check
Would you like to know how good your insurance company is? Click one of the buttons below and get a free rating.
Quality Insurance Found with Ease