ValChoice is the #1 independent insurance comparison website. Our cost calculators help you find the best auto insurance and homeowners insurance companies in California. Enter your information below to get insurance quotes and compare car insurance and home insurance companies.
Car Insurance Video Library
Home Insurance Video Library
Car Insurance Blog
The only place where you find cheap car insurance while also getting the best car insurance. We even show you how to get car insurance discounts.
Home Insurance Blog
Whether you want cheap home insurance or the best home insurance, we have the answers to your home insurance questions.
California Insurance Laws and Regulations
Information on California insurance laws and resources are available through the California Department of Insurance. Consumers can contact the department with questions and complaints about their auto and home insurance. If you have a problem with an auto, homeowners, life, health or title insurance company you can get the forms needed to file a complaint with the Department of Insurance. The state of California no longer makes a summary of complaints filed against insurance companies available to consumers. To find this information you can get a ValChoice report on any company that sells auto and home insurance in California.
A summary of the driving safety laws in the state of California can be found with this link. The information includes a summary of the laws affecting people driving cars, or riding motorcycles or bicycles while using cell phones or texting. Also included are the requirements for child safety seats, wearing a helmet and being under the influence while operating a vehicle in the state of California.
The California Statute of Limitations defines the time limit following an accident when you can file a lawsuit. Once this time limit has passed, you can no longer file a lawsuit.
California has minimum auto insurance amounts that are required by law. The table below shows the CA minimum car insurance limits.
Minimum Car Insurance Coverage Required in California
|Bodily Injury, per person||15,000|
|Bodily Injury, per accident||30,000|
Resources Available to Consumers
The California Small Claims Court is available for you to resolve issues, without needing to hire an attorney. This link to the small claims court provides more information, including the dollar limit of claims that can be made in this court.
The Federal Emergency Management Agency (FEMA) is for disaster victims who are uninsured, underinsured or the victim of a flood.