Since 2000, home insurance prices have increased faster than what consumers pay for their health care. Our mission is to help you find the best coverage and protection at a fair price. We do not sell insurance or get paid on the sale of insurance. We’re here to look out for you, the consumer.
Frozen pipes are no fun to come home to or wake up to. It goes without saying that if your pipes are frozen, it’s cold out. Now you need and figure out what happened and what to do about it. All this while dealing with the extreme cold. If there’s a way to make bad […]
I bet you didn’t ask for an ice dam for the holidays. However, the deep freeze that grips much of the country in January and February will deliver unwanted ice dams to many homeowners. Find out how good your current insurance company is about handling claims before you need to file a claim. Click the […]
You may not believe Santa slides down chimneys, but that doesn’t mean you shouldn’t do an annual chimney cleaning. Not only will a chimney cleaning help keep the jolly man’s red and white suit clean, it’s also an important step in preventing chimney fires. Heating equipment is the number two leading cause of home fires. […]
The winter holidays are a great time of year. While some may have read the title, “Surviving the Holidays,” and thought this article would focus on entertaining the in-laws, it doesn’t. No, we’re referring to keeping your family safe. Sadly, the holiday season is also one of the more dangerous and deadly times of year. […]
The world climate is a hot topic, pun intended. Here at ValChoice, we want you to know how climate change and extreme weather are impacting you. Whether you are a homeowner, or just a concerned citizen, this post shows how climate change and extreme weather is impacting you, your family and your home. Summary of […]
This week the Carolina’s experienced a 100-year flood. Over the last three-years, Houston experienced three 500-year floods. What’s happening? How can these rare events occur with such a high frequency? 100-Year Floods Suffer From a Naming Problem First off, the name 100-year flood is misleading. Instead, the 100-year flood should be renamed to be a […]
Less than one week before a trial was slated to begin in federal court in East St. Louis Illinois, State Farm settled with the plaintiffs’ attorneys. The customers suing State Farm were seeking $1 billion in damages, plus interest and penalties. In total, the settlement could have gone as high as $8.5 billion. Rather than […]
Advice to “ask around” is included in many articles and blog posts on how to shop for the best car and home insurance. However, asking around is pretty close to a waste of time. Therefore, at ValChoice we offer a better solution. To “ask around,” how many people would you have to ask? Let’s go straight […]
To the question of who has access to your personal information, the answer is…a lot of folks. In fact, a lot more than you realize. Are you notified when your personal information is shared? Some people would say “yes.” Not long ago, a lot of people would have said yes. For good or bad, it’s come […]
Hold on to your hat, this is going to surprise you. It’s true, home insurance prices have been increasing more than double the rate of median family income. We collected data going back to the year 2000 from the federal reserve board. Yes, that’s a reliable data source. Then we did the calculations. Surprisingly, home insurance […]
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