Since 2000, home insurance prices have increased faster than what consumers pay for their health care. Our mission is to help you find the best coverage and protection at a fair price. We do not sell insurance or get paid on the sale of insurance. We’re here to look out for you, the consumer.
As the days grow shorter and the nights grow colder, it’s once again time for an annual chimney cleaning. Some people may be so organized they get their chimney cleaned in the spring. Not me, the turning leaves are my clue that I better get this done. There are multiple benefits, including helping to […]
Many people buy earthquake insurance after an earthquake. In fact, unless you live on the shaking ground of California, few people buy earthquake insurance at all. Before deciding not to buy an earthquake policy you need to understand that your homeowners policy will not cover damage from an earthquake. September is national preparedness month. Through the […]
When lightning bolts shatter the night sky with flashes of light and the thunder booms, I often find myself wondering “do we need a lightning rod on our house? I suspect many others that live in areas prone to thunder and lightning storms ask themselves the same question. Therefore, we decided to look into […]
When people think of home fires, images of California wildfires destroying everything in their path come to mind. However, the statistics of home fires paint a very different picture. In fact, the answer to the question “What can I do to avoid having a house” is that there are several steps you can take. Surprisingly, […]
Do you have liquid assets greater than the liability limit of your auto insurance or home insurance policy? If yes, you should have umbrella insurance. There are two reasons for this: The obvious point of protecting your assets in the event of a law suit. The less obvious point is to make sure your […]
Hurricane Henri making landfall near New York City and travelled north. Next Ida slammed New Orleans. Finally, Larry made landfall all the way up in Newfoundland. With such a large geographic span of where hurricanes hit, you might be thinking that unless your in the middle of a California wildfire, you could need flood […]
A tornado warning usually comes with only one days warning. This means now is a good time to make sure both your home and your homeowners insurance are up to date. This post covers the steps to take to make sure you’re ready before the next tornado warning Start by getting a rating on […]
Hurricanes are on the mind of much of the U.S. right now. Hurricane Henri hit the NE last week. This week Ida battered Lousiana, then continued north with torrential rains. Homeowners from Florida to Maine are now wondering if they need hurricane insurance. Knowing that insurance can be confusing, ValChoice set out to […]
Were you prepared for this pandemic? You’re not alone. Nobody was. Hopefully we all learned a lesson. Nearly one and a half years into the pandemic, and September being National Preparedness Month (NPM), there’s no time to start preparing like now. The 2020 theme for National Preparedness Month is: Prepare to Protect. Preparing for […]
Have you seen the ad on TV where the sales person says that homeowners insurance covers zombie invasions? Like most insurance ads, it’s memorable. It also raises a good question, “Why do I need homeowners insurance?” When shopping for homeowners insurance, start by finding out how good your insurance companies are. Find out by […]
