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Since 2000, home insurance prices have increased faster than what consumers pay for their health care. Our mission is to help you find the best coverage and protection at a fair price. We do not sell insurance or get paid on the sale of insurance. We’re here to look out for you, the consumer.

 

Picture of a creosote filled metal flue as an example of the need for a chimney cleaning

Chimney Cleaning: Are You Ready For Santa And Old Man Winter?

You may not believe Santa slides down chimneys, but that doesn’t mean you shouldn’t do an annual chimney cleaning. Not only will a chimney cleaning help keep the jolly man’s red and white suit clean, it’s also an important step in preventing chimney fires. Heating equipment is the number two leading cause of home fires. […]

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A Guide to Surviving The Holidays

A Guide to Surviving the Holidays – Nine Tips for Families

The winter holidays are a great time of year. While some may have read the title, “Surviving the Holidays,” and thought this article would focus on entertaining the in-laws, it doesn’t. No, we’re referring to keeping your family safe. Sadly, the holiday season is also one of the more dangerous and deadly times of year. […]

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Global climate issues are depicted by this image showing the earth as an ice cream cone melting.

How Do I Prepare For Climate Change And Extreme Weather?

The world climate is a hot topic, pun intended. Here at ValChoice, we want you to know how climate change and extreme weather are impacting you. Whether you are a homeowner, or just a concerned citizen, this post shows how climate change and extreme weather is impacting you, your family and your home. Summary of […]

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Flooded river as an example of the numerous 100-year flood events

How can a 100-year flood happen so frequently?

This week the Carolina’s experienced a 100-year flood. Over the last three-years, Houston experienced three 500-year floods. What’s happening? How can these rare events occur with such a high frequency? 100-Year Floods Suffer From a Naming Problem First off, the name 100-year flood is misleading. Instead, the 100-year flood should be renamed to be a […]

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Image for blog post on State Farm $250 million settlement of racketeering charge

How State Farm Won By Paying $250 Million Fine

Less than one week before a trial was slated to begin in federal court in East St. Louis Illinois, State Farm settled with the plaintiffs’ attorneys. The customers suing State Farm were seeking $1 billion in damages, plus interest and penalties. In total, the settlement could have gone as high as $8.5 billion. Rather than […]

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Ask around to find the best insurance

Should I ask around to find the best car and home insurance?

Advice to “ask around” is included in many articles and blog posts on how to shop for the best car and home insurance. However, asking around is pretty close to a waste of time. Therefore, at ValChoice we offer a better solution. To “ask around,” how many people would you have to ask? Let’s go straight […]

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Home Insurance Premium Calculator

Home Insurance Calculator | Home Insurance Premium Calculator

Hold on to your hat, this is going to surprise you. It’s true, home insurance prices have been increasing more than double the rate of median family income. We collected data going back to the year 2000 from the federal reserve board. Yes, that’s a reliable data source. Then we did the calculations. Surprisingly, home insurance […]

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tips for homeowners

How do I Have the Best Fourth of July Fireworks?

Fourth of July. What a great holiday. Family, friends, good food and drink. Celebrating our freedom is of course the reason for the fourth of July holiday. Here in New Hampshire we take our freedom seriously. Just how serious we are about freedom is best captured in our state slogan, “Live Free or Die.” Undoubtedly, being […]

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Image for post about when to Change Insurance Companies

How Often Should I Change Insurance Companies?

The interaction between consumers and insurance is, at best, strange. Most consumers don’t want to change insurance companies. However, the converse is also true. Many consumers wonder if they should stay with the same insurance company. You may be asking “How can this be possible?” Here’s how. Many consumers believe that insurance companies aren’t, or […]

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