Can a holiday have an identity crisis? If so, that holiday is Cinco de Mayo. Undoubtedly, Cinco de Mayo is a misunderstood holiday. It does make sense that a holiday where swilling tequila is a preferred form of celebration would be misunderstood.
Similarly, most insurance companies are misunderstood. People don’t know which companies are best about offering a good value and paying claims. Instead, as consumers we’re only aware of what the big advertising budgets are telling us. Not surprisingly, the claims in advertisements are not representative of actual performance. Click these buttons to get free ratings on your car and home insurance. We will let you know whether your insurance company is reliable.
Cinco de Mayo Facts For You to Share
- Conventional wisdom is that Cinco de Mayo commemorates the Mexican Independence Day. Actually, Independence Day is September 16. Cinco de Mayo commemorates winning the battle of Puebla in the Franco-Mexican war of 1862.
- Despite being significantly outnumbered, Mexico won the battle of Puebla. However, they lost the Franco-American war. After winning the war, the French occupied the region until the late 1860’s.
- Cinco de Mayo is not a national holiday in Mexico. Other than the local area around where the battle took place in 1862, few celebrate the event.
- Cinco de Mayo became popular in the U.S. as a result of the “Good Neighbor Policy.” This was a policy implemented by president Roosevelt in 1933 in an effort to improve relations with Latin countries. That’s brilliant. What better way to improve relations than to have a big party.
- U.S. cities with the largest Cinco de Mayo parties are in the southern states. For example, Los Angeles, Houston and Phoenix.
Drinking and Fireworks Don’t Mix
Like other holidays, Cinco de Mayo includes consuming alcohol and shooting off fireworks. Here are a couple tips on precautions to take.
- For most people, Tequila isn’t a regular drink. Be careful. Tequila has a high alcohol content. Be sure to reduce the number of drinks you have as compared to beer or wine.
- Most important, if you’re celebrating the holiday, have a designated driver. If you’re not celebrating the holiday, still be extra cautious. Just because you’re sober doesn’t mean others on the road are also sober.
We’ve written in the past about the increased danger of traveling on holidays. Cinco de Mayo does not make it into the top ten for most dangerous holidays on the road. However, the only reason it’s not in the top ten is that fewer people celebrate. Those that do celebrate, don’t drink less because it’s a less popular holiday. Be extra cautious on May 5th.
What Are the Options?
According to the website onedui.com, the first driving under the influence charge typically costs around $10,000. This includes legal fees, fines, increased insurance costs, etc. $10K is a heavy incentive to stay of the DUI list this Cinco de Mayo.
One approach to increasing your odds of surviving the drunks leaving Cinco de Mayo parties is to travel during the daytime. This doesn’t reduce the risk to zero, but it substantially improves your odds.
Another defensive approach is to not drive a small vehicle. When there’s an impact, passengers in small vehicles will sustain more injuries. This is a simple matter of physics. A larger vehicle is able to absorb more of the impact form another vehicle.
Maximizing Your Holiday Fun With Fireworks
Fireworks are a blast. Yes, pun intended. They’re also dangerous. We won’t bore you with the details of the statistics. Instead, here are four key points to remember.
- Put a woman in charge
- Make sure she’s older than 24
- Keep children and young adults away (particularly children five and under and young adults 20 to 24)
- Read the instructions
For more details on why to take these safety precautions read our blog “4 Tips for Homeowners on the 4th of July.” If you don’t want to read that, it’s okay. However, be sure to follow this sage advice. We didn’t make this up. This is based on an analysis of accident statistics published by the Consumer Product Safety Divisions Annual Report on Fireworks.
How Good is Your Insurance?
Be sure to checkout your car and home insurance companies. Now you can actually know how good they are before something happens, like a drunk driver hitting your car or a fireworks rocket being accidentally shot through a neighbors window. Do it now, because you don’t want to find out after it’s too late that your insurance isn’t good.
Note: ValChoice does not receive any form of compensation from insurance companies for rating their performance in our car and home insurance reports.