When people find out we rank insurance companies on price, protection (claims handling) and service, they always ask the same question: “what is the best car insurance company?” Naturally, they expect us to name one of the companies that spends billions per year on advertising. However, as the infographic shows, there’s no simple answer to that question.
One of the reasons this question is not easy to answer is the fact that the companies with big advertising budgets rarely score well. The fact that regional companies typically score best leads to a conversation. Not a simple answer. Therefore, we find ourselves answering their question with a question. Our question is, “where do you live?”
Want to find the best car insurance companies? Just click the button below and go to your state. We list the best companies where you live in one place. These lists are updated regularly.
We listened and learned that people want to know which insurance companies are good, and which are not. Therefore, a website that shows people what different insurance companies are like is exactly what we developed. Now we’re doing one better than that. To help every person that drives a car find the best car insurance, we are publishing our analysis of the best companies, in each state.
Finally, Big Data Helping Consumers get the Best Car Insurance Companies
Until now, big data wasn’t available to consumers of insurance. Big data was only available to insurance companies. Now that has all changed. ValChoice collects and analyzes the millions of data points needed to identify which companies provide the best auto insurance.
It’s True, Big Data for Free
Not only do we collect and analyze the data, we make it easy to understand. The gauge to the left shows an average company. Anybody with a gauge where the needle is to the left of center should find better insurance. Best of all, everyone can get a ranking for free.
This is important information. Many people are surprised to learn that companies with large advertising budgets are not the best when it comes to protecting their customers. There’s a reason for that. If the money is being spent on advertisements, it’s not available to protect policyholders.
Give me The Best Car Insurance at a Fair Price
The insurance industry took a rather foolish approach of commoditizing the product they sell. From a business persons perspective, commoditizing your own product is not a good idea. However, as we all know, it seems like every other advertisement is for insurance. Most of the advertisements talk about how that company has the best price. Best price? Consumers want a good value.
ValChoice solved that problem too. We built a car insurance calculator so you can know what’s a fair price. Surprisingly, the cost or insurance can, and does, vary dramatically. Use our calculator to find out if you’re getting a fair deal. Just click the button below. Insurance pricing varies — a lot — by state. Therefore, we built a car insurance calculator for each of the 50 states.
ValChoice does not get paid to rate insurance companies. We do this as a service to consumers.