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Summer Driving

Is summer driving really more dangerous than winter?


Yes, summer months are more dangerous than winter months. In fact, with the exception of December, there is a significant difference.

This weekend marks the unofficial start of summer. After months (years?) of being cooped up inside due to a virus, we’re all ready to get out and enjoy the sun. So just how careful do we need to be with all those crazy drivers out there

Start by finding out how good your insurance company is. Most of us think we have great insurance. However, most of us haven’t filed a large claim, so we don’t actually know. Click the button below to get a free rating on your insurance company.


Summer driving being more dangerous than winter driving is counter intuitive. Shouldn’t ice covered, snowy roads of winter with shorter days and fewer daylight hours be much more dangerous? Knowing the statistics tell a different story, we set out to understand the why.

What the Summer Driving Statistics Show

The data comes from the National Highway Traffic Safety Administration (NHTSA). The NHTSA did a 24 year study of driving accidents. Click the link at the bottom of the page for all the details. Here are some of the key findings from the study.

  • In descending order, August, July, October, June, September and May are the months with the most traffic fatalities.
  • December is the next highest and the only winter month on the list of six most deadly months.
  • The summer months of June, July and August have 29% more deaths than the winter months of December, January and February.
  • Summer driving leads to 20% more miles driven in the summer months than winter months.

What Does This Mean for Me?

We hoped to find something a bit more profound, but here is what the data shows: More cars, more miles driven and more drunk drivers equals more driving deaths. The good news about these results matching plain old common sense – it’s easy to remember how to stay safe. Here are the two key lessons we recommend you commit to merry:

  1. Be extra careful when there are more drivers on the road (summer months)
  2. Memorial Day is one of the deadliest holidays as a result of traffic accidents. Be extra careful.

How Good is My Insurance?

Until now, buying insurance was a bit like, “Let’s Make a Deal.” You never knew what was behind the door. The door in this case is the insurance company. Until you bought the insurance, then had a claim, there was no way to know if you made a good choice. For too many people, that choice turned out to be the wrong one.

Find out how good your insurance company is by clicking the button below.


I’m one of those people. I was hit by a car and learned the hard way that when insurance companies don’t want to pay, they don’t. Of course not all insurance companies operate that way. I founded ValChoice to figure out which companies do and which don’t honor their promise to protect their policyholders. Most importantly, I founded ValChoice to figure that important information out, then share it with you.

Now You Can Know Too

Now you can know exactly how good your insurance is, before you have an accident. Yes, that’s a bit like knowing what’s behind the door you choose before choosing a door in “Let’s Make a Deal.” You can also know how that company compares to the best insurance companies in your state. Click the button below to get the Compare Car Insurance Report Card from ValChoice and we will show how yours compares to three of the best companies for price, protection (claims handling) and service.


What to do After You Find Out About Your Insurance

If you find your company rates well, tell a friend. If your company doesn’t rate well, change companies. Consumers voting with their dollars will force insurance companies to pay attention and take excellent care of their customers.

Changing insurance companies is easy to do. ValChoice publishes the five best car insurance and five best home insurance companies in every state. Just click the buttons below to find the best companies in your state.

Be careful on Memorial Day weekend.

Data Source: US Department of Transportation, National Center for Statistics and Analysis,

Click here for a link to the NHTSA study

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