When lightning bolts shatter the night sky with flashes of light and the thunder booms, I often find myself wondering “do we need a lightning rod on our house? I suspect many others that live in areas prone to thunder and lightning storms ask themselves the same question. Therefore, we decided to look into […]
Archive | Library homeowners
Homeowner insurance content for libraries
Should I buy umbrella insurance?
Do you have liquid assets greater than the liability limit of your auto insurance or home insurance policy? If yes, you should have umbrella insurance. There are two reasons for this: The obvious point of protecting your assets in the event of a law suit. The less obvious point is to make sure your […]
12 Risks to Prepare for During National Preparedness Month
Were you prepared for this pandemic? You’re not alone. Nobody was. Hopefully we all learned a lesson. Nearly one and a half years into the pandemic, and September being National Preparedness Month (NPM), there’s no time to start preparing like now. The 2020 theme for National Preparedness Month is: Prepare to Protect. Preparing for […]
How does working from home affect my insurance needs?
Do you dream of starting your own business? Conversely, are you stuffed into a room that feels like a closet, working from home due to the pandemic? Either way, your insurance needs are likely very different than what they were. Homeowners Insurance Whether working from home during the pandemic or starting a home based business, […]
How do I find the best homeowners insurance?
We’ve all been there. The mortgage is finally approved. The loan officer says we need to close quick. However, there’s one more item needed. Proof of homeowners insurance. Hurry. Get the proof of insurance quickly. There’s no time to shop for the best homeowners insurance. Finally, the mortgage closes. The house is ours. Let’s […]
When does the 2021 hurricane season start?
Yes, hurricane season is back. Unfortunately, this isn’t a season of celebrating the tropical drink named after these infamous windstorms. The question on their mind when people thinking about hurricane season is “how bad will it be?” Would you like to know how good your car and home insurance companies are before the storms […]
Home insurance price vs. value: which matters more?
54% of retail shoppers shop based on the quality of the product. Dalziel and Pow published this data in Marketing Week. However, when it comes to the most important purchase of all, that doesn’t apply. There’s one purchase that protects all that families have worked for over a lifetime. Insurance. Surprisingly, advertisements for insurance […]