This is the third time in four years we’ve written about Loyola University and Sister Jean Dolores-Schmidt. In 2018, Loyola – with then 98-year old Sister Jean as the team chaplain and mascot – made the final four. In this crazy covid year, Loyola University and Sister Jean are back. They’re already half-way to the final four after knocking off the number one seeded Illinois. Sister Jean is now 101, but still attending games in person. Watching the great performance of this underdog team and their highly regarded chaplain and mascot is heart warming.
Are your car insurance and home insurance companies one of the best in your state? If you see their advertisements on TV, probably not. Generally, the biggest advertisers are not the best insurers. We analyze nearly every auto and home insurance company in the industry. The best are often companies whose name you don’t recognize. They don’t spend their money on advertising. They spend their policyholders money making sure they take good care of those valued customers. Click the buttons below for a free analysis of your insurance company.
Why an Insurance Blog Cares About the Final Four
Yes, the million dollar question is why an insurance blog cares about the final four. Here’s why. Like Sister Jean and the Loyola Ramblers, insurance is a business that comes down to people. In the case of insurance, it’s not a story about celebrity or other exciting news. Instead, insurance is about people who work every day to do what’s right for their policyholders.
Back to the Sister Jean comparison, against all odds, Sister Jean has become a household name. The same applies to insurance. Against all odds does the CEO of a great insurance company become a household name. In fact, if they do become a household name, something probably went badly wrong.
At ValChoice, we analyze companies in a number of different ways. Some of the ways we analyze companies are shown below:
- By line of business
- The states in which they operate
- Are they fair in how they handle claims?
- Do they provide good service?
- How much do they spend on advertising?
Each method of analyzing companies helps to create a more complete picture of how companies operate and why. However, there is no magic formula that can be detected by categorizing companies. Interestingly, the final four for the best insurance companies is different in every single state.
Is There a Sister Jean at Your Carrier?
Like any business, it’s the people that make the difference. The analysis ValChoice does is effectively using data analytics to determine which companies have a culture and management team that cares deeply about their customers.
Think of buying insurance as a form of betting. You’re betting your financial future. if you believe you’re immune from disasters (floods, reckless drivers, hailstorms, hurricanes, fires, pandemics, etc.) then which insurance you buy doesn’t matter. However, if you’re not immune to natural disasters, insurance matters a lot.
ValChoice is a service that informs people on how to intelligently place their insurance bets. We make it easy for consumers by making much of our data available at no charge.
Who’s in Your Final Four?
People spend hours picking their March Madness brackets. While this is great fun, and may even bring bragging rights, the impact on lifestyle is minimal. Conversely, people spend little time picking their insurance. However, picking the right insurance may be what allows you to send kids to college and/or retire comfortably.
The best way to ensure you are properly protected is to know which companies do the best job of standing behind their policyholders.
How to Pick the Best…And Know You’re Right
We analyze large amounts of data and let consumers know which companies offer the best value, best claims handling and best service. We also offer reports, customized for every state, comparing three of the best insurance companies to your company so you can visually see the difference in how they operate their business. This service is offered for both auto and homeowners insurance.
The data used is quantitative data collected from insurance commissioners. The analysis is based on algorithms developed that are automated with results easily delivered to anyone that has an internet connection. Wouldn’t it be nice if someone could make it this easy to pick the NCAA tournament brackets?
What You Need to do Next
Click the buttons below and go to your state to find the best auto and home insurance companies. If you’re both an auto and home owner, click both buttons. Insurance companies often vary significantly based on the type of insurance they sell. The only way to find out how they perform in each line of business is to get reports for both.
Note: ValChoice does not receive any form of compensation from insurance companies for presenting them as a good option in our car and home insurance ratings.