The ValChoice blog is the best source for independent, unbiased consumer insurance information. Our information is unbiased and trusted because we do not sell insurance. Our mission is to help consumers get good insurance at a good value.
The average cost of car insurance is now up to $1076, per year. That’s a lot of money. For anyone that buys full coverage (liability, collision and comprehensive) it’s even more. Find out what your car insurance should cost. Use our car insurance calculator. It’s free. Just click the button below. CAR INSURANCE CALCULATOR […]
Many insurance companies have announced rebates on “drive insurance” due to COVID-19. Yes, we intentionally called car insurance “drive insurance.” It’s a bit of an unusual name. However, it’s a useful name because it points out the ridiculousness of having car insurance during this time when no one is driving. Right now, having drive insurance […]
“Who are the Best Car Insurance companies?” At ValChoice, we get this question all the time. The answer shocks people. The answer is “if your insurance company advertises on TV, they’re probably not great about paying claims.” When our CEO was asked this question in a TV interview, he said exactly that. It was fun […]
You pull up to the dealership anxious to see, touch, feel, smell and drive the new vehicle you have your heart set on buying, only to learn that you can no longer do any of these things. Yes, the famous test drive is out the window, you can’t even see what you’re about to […]
Yes. In most states your credit score affects the price of your car insurance. Most people want affordable auto insurance. If you have a good or excellent credit score, getting affordable auto insurance is possible. If you have poor credit, your options are limited. Click the button below to find out how credit score […]
If you told “little white lies” when you applied for car insurance, you are not alone. When filling out an insurance application, 42% of men and 27% of women lie for cheaper auto insurance. As a follow-up to our post Will My Auto Insurance Company Find Out?, we are summarizing information from a study […]
Millions of vehicles are now parked in garages and driveways as people shelter in place, or worst yet, suffer crushing job loss. That means hundreds of thousands of fewer accidents and billions of dollars in claim dollars that won’t be paid. Big-name insurance carriers will be the chief beneficiaries in this scenario, leaving consumers fighting […]
To say that we’re in uncertain times is an understatement. At times like these, it makes sense to pause and assess our own personal situations including insurance coverage. Ask yourself what’s changed in the last year. What’s new that needs protecting? How can you preserve cash? And how can you ensure that the money […]
Safety features like air bags, anti-lock brakes and remote engine shutoff can qualify you for discount auto insurance. Click on the calculator below to find out how much savings you can expect. How do I get discount auto insurance? The image shows the calculator page where discounts are calculated. The calculator is interactive so […]
Christmas savings is misleading. To save at Christmas, you have to spend money. The reality is your only spending less, not actually saving money. What consumers need is a way to pay for Christmas by spending less on other items. Yes, we’re suggesting saving enough money to pay for your holiday. The cost of giving […]
