The ValChoice blog is the best source for independent, unbiased consumer insurance information. Our information is unbiased and trusted because we do not sell insurance. Our mission is to help consumers get good insurance at a good value.
A telematics device measures how you drive. The advertisements tell us drivers that drive fewer miles, don’t brake hard and drive safely, save money. Is that true? If you have one of these devices, it’s easy to find out. We show you how to find out if a telematics device is delivering the discounts […]
It’s a beautiful summer evening. A nice ride on the bike would be great fun. Do you ever wonder, “should I wear a helmet?” That’s a good question. We present the statistics that answer that question. We don’t have a motorcycle insurance calculator, but we do have a really good car insurance calculator. Find […]
Are you having difficulty sleeping? We have just the answer. Read through this list of auto insurance definitions. If you’re not asleep by the time you get to “uninsured motorist” then the fun really begins. Try out our car insurance calculator. It’s free. It’s easy. Best of all, you see how car insurance is […]
If you’re like many people, you think of car insurance as a necessary evil. Not only is it expensive, but until now there’s not been a way to compare auto insurance companies so you can know if what you’re buying is worth the money. When buying insurance, many people suspect they’re just wasting money. […]
When people find out we rank insurance companies on price, protection (claims handling) and service, they always ask the same question: “what is the best car insurance company?” Naturally, they expect us to name one of the companies that spends billions per year on advertising. However, as the infographic shows, there’s no simple answer […]
Yes, summer months are more dangerous than winter months. In fact, with the exception of December, there is a significant difference. This weekend marks the unofficial start of summer. After months (years?) of being cooped up inside due to a virus, we’re all ready to get out and enjoy the sun. So just how […]
54% of retail shoppers shop based on the quality of the product. Dalziel and Pow published this data in Marketing Week. However, when it comes to the most important purchase of all, that doesn’t apply. There’s one purchase that protects all that families have worked for over a lifetime. Insurance. Surprisingly, advertisements for insurance […]
Last week, tongue in cheek, I asked my wife how she wanted to spend our COVID-19 pandemic rebate for our car insurance. She looked at me like I had three heads. That was the right response. There’s almost nothing we can do with the rebate. That’s not because of COVID-19. No, it’s because it’s […]
With the pandemic overtaking us, many of us are taking our financial planning more seriously. Who would have thought a virus could destroy what we/ve saved and planned for? ValChoice has some important financial planning tips, including what I learned the hard way. It’s the totally unexpected event that throws our life off track. […]
Accidents – fender-benders or worse – are unfortunate. The costs can be extreme. Costs include repairing cars, medical bills, lost wages, etc. The question most drivers have in this situation is “whose car insurance should pay?” Before we answer that question, find out if you’re getting a fair price on your insurance? Use our […]
