The ValChoice blog is the best source for independent, unbiased consumer insurance information. Our information is unbiased and trusted because we do not sell insurance. Our mission is to help consumers get good insurance at a good value.
How much has your car insurance gone up in the last few years? 25%? Even more? If you pay the bills in your household, you probably wonder: is this a fair price increase for car insurance? Find out with our Car Insurance Calculator. Your information is only used to calculate insurance price. Why People […]
For most families, their home is their most valuable asset. However, we all have many demands for the precious dollars we have to spend each month. Therefore, it’s tempting to limit the amount of coverage on our home in order to keep the price down. Alternatively, some homeowners simply shop based on price, giving their […]
Does how insurance gets priced seem like a mystery? It should. The lack of transparency in insurance is shocking. Fortunately, pricing insurance is not as difficult as many would like you to think. In fact, ValChoice built calculators so consumers can understand how insurance pricing works. Find out if you’re getting a fair price […]
Hold on to your hat, this is going to surprise you. It’s true, home insurance prices have been increasing more than double the rate of median family income. We collected data going back to the year 2000 from the federal reserve board. Yes, that’s a reliable data source. Then we did the calculations. Surprisingly, home […]
Do you dream of starting your own business? Conversely, are you stuffed into a room that feels like a closet, working from home due to the pandemic? Either way, your insurance needs are likely very different than what they were. Homeowners Insurance Whether working from home during the pandemic or starting a home based business, […]
When shopping, do you shop for quality? For example, when buying a car you check out the warranty, consumer reviews and performance specs. When buying food, you read the label. What about when buying insurance? Do you ever wonder what you’re paying for with insurance? Of course you want excellent protection, but how does […]
Are you considering a new car? If so, be careful about believing the lists of which cars lead to cheap auto insurance. This data is often collected from sales data. Therefore, the data combines statistics of the typical driver along with car factors. You may not be the typical driver. This means your price […]
The other day somebody called me and said, “I loaned my car to a fully insured driver and he caused an accident. Now the driver of the other car is suing me. Who pays the cost depends on how you loaned the car. Did you loan through an Airbnb for cars service? Or, did you loan the vehicle […]
Every year car insurance prices go up? Why? Most of us drive the same car, year after year. We drive the same number of miles. We don’t even have accidents or tickets. It seems that safe driving doesn’t offer much benefit when it comes to the cost of insurance. Want to see how you […]
This week is my 13th anniversary…of being hit by a car. Yep, 13 years. I spent Father’s Day in the Stanford University Hospital Intensive Care Unit that year. My youngest was eight weeks old. Her siblings were two and four years old. While it may have been my most memorable Father’s Day, it was […]
